Group Legal
Studies show that seven out of ten employees experience one or more legal events in a year. We are pleased to offer a group legal plan that will help cover the costs of legal expenses associated with a variety of needs, including document preparation and review, family law, estate planning, traffic offenses, and more. As an Effingham County Schools employee, you have access to a variety of legal resources such as guidebooks and videos, a glossary, helpful website links, and a personal information organizer through ARAG, even if you are not enrolled in the legal plan. Click here for more information.
Effingham County Schools employees may enroll in the legal plan and access a variety of legal benefits. Telephone advice and office consultations with a network attorney are provided on an unlimited number of personal legal matters. Trials for covered matters are also covered.
Available Coverages
CONSUMER PROTECTION MATTERS
- Disputes over Consumer Goods and Services
- Small Claims Assistance
DEFENSE OF CIVIL LAWSUITS
- Administrative Hearings
- Civil Litigation Defense
- Incompetency Defense
- Pet Liabilities
- School Hearings
DOCUMENT PREPARATION & REVIEW
- Affidavits; Deeds; Demand Letters
- Mortgages
- Promissory Notes
- Review of Any Personal Legal Documents
ELDER LAW MATTERS
- Consultations and Document Review for issues related to your parents including Medicare, Medicaid, Prescription Plans, Nursing Home Agreements, Leases, Notes, Deeds, Wills and Powers of Attorney as these affect the Participant
ESTATE PLANNING DOCUMENTS
- Codicils
- Healthcare Proxies
- Living Wills
- Powers of Attorney (Healthcare, Financial, Childcare)
- Simple and Complex Wills
- Trusts (Revocable and Irrevocable)
FAMILY LAW
- Adoption and Legitimization
- Guardianship or Conservatorship
- Name Change
- Prenuptial Agreement
- Protection from Domestic Violence
- Divorce (contested and uncontested)
FINANCIAL MATTERS
- Debt Collection Defense
- Foreclosure Defense
- Identity Theft Defense
- Negotiations with Creditors
- Personal Bankruptcy
- Tax Audit Representation
- Tax Collection Defense
IMMIGRATION ASSISTANCE
- Advice and Consultation
- Preparation of Affidavits and Powers of Attorney
- Review of Immigration Documents
JUVENILE MATTERS
- Juvenile Court Defense, including Criminal Matters
- Parental Responsibility Matters
TRAFFIC OFFENSES
- Defense of Traffic Tickets (excludes DUI)
- Driving Privilege Restoration (Includes License Suspension due to DUI)
PERSONAL PROPERTY PROTECTION
- Assistance for disputes over goods and services
- Consultations and Document Review for Personal Property Issues
REAL ESTATE MATTERS
- Boundary or Title Disputes
- Eviction and Tenant Problems (Primary Residence - Tenant Only)
- Home Equity Loans (Primary, Secondary or Vacation Home)
- Property Tax Assessment
- Sale, Purchase or Refinancing (Primary, Secondary or Vacation Home)
- Security Deposit Assistance (For Tenant)
- Zoning Applications
When a participating attorney is used, services are covered at 100%. A participating attorney list is available on the Resources page or by visiting https://www.araglegal.com/plans and entering the code: 18598ecs.
Telephone and Office Consultations
- Consultations for an unlimited number of matters with attorney
- During the consultation, the attorney will review the law, discuss your rights and responsibilities, explore your options, and recommend a course of action
- Trials for covered members are covered from beginning to end
All legal plan members have access to wills, durable power of attorneys, and other related documents at no cost via the two options below.
Access an in-network provider – no cost / covered in full
OR
Use your member login and access DIY online documents. With this option, you can complete a simple process online at no cost.
Participating Attorneys
When a participating attorney is used, services are covered at 100%.
A participating attorney list is available on the Resources page or by visiting https://www.araglegal.com/plans and entering the code: 18598ecs.
Legal Videos
All About Your Legal Insurance Webinar
Learn more about what legal insurance is and how ARAG legal insurance works.
https://araglegal.com/plans/learning-center/topics/what-is-legal-insurance/all-about-arag?access_code=18598ecs
DIY Docs® from ARAG®
With DIY Docs it's easier than ever to create more than 350 legally valid documents online that you can store, update and print - anytime.
https://araglegal.com/plans/learning-center/topics/what-is-legal-insurance/diy-docs-video?access_code=18598ecs
5 Steps to Follow When Creating Your Estate Plans
https://araglegal.com/plans/learning-center/topics/planning-your-legacy/estate-plans-video?access_code=18598ecs
4 Steps to Fighting a Traffic Ticket
https://araglegal.com/plans/learning-center/topics/car-and-driver/fight-traffic-ticket-video?access_code=18598ecs
