United Concordia offers an extensive dental plan network and competitive employee premiums. The benefits for the United Concordia Base Plan, Core Plan, and Buy-Up Plan are very similar to the existing plan options. All plans include 100% coverage for preventive care, with two cleanings every 12 months and no deductible. The Base Plan features the lowest premiums and covers preventive and basic services, with a lower annual maximum. The Core Plan has higher premiums and a higher annual maximum, but does not cover orthodontics. The Buy-Up Plan is the most comprehensive, offering the highest annual maximum and orthodontic coverage for dependents to age 19. Dependent children can be covered up to age 26.
The United Concordia Dental Elite Plus plan offers coverage both in and out of network, but you’ll get the most value from your benefits by visiting United Concordia Elite Plus dentists. We encourage you to choose a participating provider to minimize out-of-pocket costs and help control the plan's long-term expenses. To find in-network providers, visit the United Concordia website and select the Elite Plus Network. You can also download their secure mobile app for easy access to provider information.
Below is a benefit summary of your annual deductible and coinsurance costs.
United Concordia Elite Plus | Base Plan | Core Plan | Buy-Up Plan |
---|---|---|---|
Calendar Year Deductible
|
$50 Individual | $150 Family | $75 Individual | $225 Family | $75 Individual | $225 Family |
Type A - Preventive Services (Deductible Waived): Cleanings and exam
|
Plan pays 100% | Plan pays 100% | Plan pays 100% |
Type B - Basic Services (After Deductible): Fillings, simple extractions, X-rays, and more
|
Plan pays 80%, after deductible |
Plan pays 80%, after deductible |
Plan pays 80%, after deductible |
Type C - Major Services (After Deductible): Oral surgery, implants, crowns, and more
|
Not Covered |
Plan pays 50%, after deductible |
Plan pays 50%, after deductible |
Type D - Orthodontia; up to age 19 (After Deductible):
|
Not Covered | Not Covered |
Plan pays 50%, after deductible |
Orthodontia Lifetime Maximum
|
Not Covered | Not Covered | $2,500 per person |
Annual Maximum (per person)
|
$500 per person | $1,250 per person | $1,500 per person |
In-Network
Out-of-Network
Effingham County School employees can now easily find in-network dentists with the United Concordia Dental Find a Dentist tool. Whether you're at home or on the go, this simple search tool makes it fast and convenient to locate nearby providers, ensuring you receive quality dental care when you need it most.
Discounts for Non-Covered Services: United Concordia PPO members have access to networks that offer discounts for services, whether they are covered on the dental plan or not. To locate participating dentists, look for the green $ave! icon in the Find a Dentist tool on UnitedConcordia.com.
Stay informed about your dental coverage with a MyDentalBenefits account. With this account, you can:
Setting up your account is easy! After your plan's effective date, visit UnitedConcordia.com/GetMDB to get started. You’ll need your Social Security Number or Member ID to complete the setup.
For quick access, simply scan the QR code below.
My Dental Assessment is available to all enrolled members. This online tool helps you identify oral health risks and understand how your lifestyle and medical conditions may affect your oral health. After completing the assessment, you can print it out and bring it to your next dental check-up to discuss any concerns with your dentist or hygienist. Start your assessment today at www.unitedconcordia.com/GetMDB.
Taking care of your dental health is especially important during pregnancy, as hormonal changes can increase the risk of gum disease. To support you during this time, the Pregnancy Benefit provides extra dental coverage to help prevent or control periodontal (gum) disease—at no additional cost to you.
By enrolling in this benefit, you are eligible for:
Ensure your dental health stays a priority during this important time by registering for the Pregnancy Benefit. Click here to learn more.
As a United Concordia Dental plan member, you not only protect your oral health but can also ease the financial burden of college tuition with the College Tuition Benefit® savings program. This unique feature helps you and your family save on education costs by earning Tuition Rewards® points, which can be redeemed for tuition discounts at over 400 private colleges and universities nationwide. Visit the Resources page to learn more.
Make brushing, flossing, and rinsing fun for kids with our Chomper Chums® app! This engaging app helps your child:
Download Chomper Chums® today from the Apple App Store or Google Play!