Program Overview

Eligibility

New Hires:

  • Benefits for New Hires will be effective the 1st of the month following 30 days of employment.

Dependent Child(ren):

  • Eligible child(ren) include:
    • Natural child, adopted child, step child, or child for which the employee has legal guardianship. 
  • Dependents are eligible until the end of the month in which they turn age 26 (unless disabled).

Spouses:

  • Only legal spouses are eligible (as defined by Georgia law).

New Hires

State Health Benefit Plan Enrollment

  • Review the SHBP Decision Guide (available on the Resources page)
  • Complete the SHBP enrollment

You must complete your State Health Benefit Plan enrollment by the 31st day of your employment in order to have medical coverage.

 

Voluntary Benefits (Non-Medical) Enrollment

You can enroll in your Voluntary Benefits (non-Medical) one of two ways:

  1. Call the Effingham County Schools Benefits Service Center at 844-249-ECSD (3273).  Service Center hours are Monday – Thursday from 8:00 a.m. to 6:00 p.m. and Friday from 8:00 a.m. to 5:00 p.m.  You can speak with a trained Benefits Specialist who will answer your benefits questions, handle on-line password resets, and complete your enrollment.
  2. Online with Zevo Benefits

    Click on “Get Started Now” to begin. You will be prompted to enter your e-mail address on file, the last four digits of your Social Security Number, and your Date of Birth. The system will identify you by these credentials and allow you to create a password. Once you have created your password, you will be able to complete your enrollment. Complete your benefit elections by clicking “Begin Enrollment” and following the prompts. For future logins, your User ID will be your school email address.

After you have completed your elections, you will receive a confirmation statement for your voluntary elections.

 

Benefits Resources:

Please use the Resources page and the individual product pages which contain detailed information about your benefits.  In addition to the information on this website, you may contact the Benefits Service Center via phone at 844-249-ECSD (3273) at any time during the year for benefit questions.

You can refer to the medical page of this website for health insurance plan information, or you can also access State Health Benefits Plan or call SHBP at 800-610-1863

Qualifying Life Events

No enrollment changes are allowed to your benefits during the plan year, except in the case of a Qualifying Life Event. 

Qualifying life events that can result in changes to your benefit coverage include, but are not limited to:

  • Marriage or Divorce
  • Birth or adoption of a child
  • Loss of a dependent
  • Medicare entitlement
  • Change in spouse's employment that affects benefits
  • Loss of other group coverage

 

Qualifying Life Events (Medical):

If you have a qualifying life event, notify State Health Benefit Plan (SHBP) of the event as soon as possible by calling them at 800-610-1863 or process your changes on the enrollment portal. You must also provide the necessary supporting documentation to them.

  • SHBP ADP will contact you by mail (and email if your address if on file) once you complete your changes.  They will include a personalized fax cover sheet with barcode that must be used when you submit your documentation for review and processing.
    • The fax cover page with barcode must be included.  The request will not be processed without the cover sheet / barcode.
    • Appropriate documentation must be attached to the fax cover page.
  • Employee have 90 days from the date the dependent has been added to submit the documentation in the requested format.
    • If the documentation is not received, the dependent will not be added to the coverage.
  • ID cards will be issued for newly added dependents once they are added. 

Please refer to the State Health Benefit Plan Decision Guide for additional details regarding qualifying life events.

 

Qualifying Life Events (Non-Medical):

If you have a qualifying life event, notify the Benefits Service Center of the event and your new elections.  You must also provide the necessary supporting documentation to the Benefits Service Center via fax at 866-597-2202 or via email at help@effinghamschoolsbenefits.com within 31 days of the change. If you do not do so within 31 days, you must wait until the next open enrollment period to make any benefit plan changes.